Unbiased Portfolio Review
Most people don’t wake up one morning wanting a portfolio review. Something usually triggers it.
Maybe life changed.
Maybe responsibility shifted.
Maybe you’ve accumulated accounts over time and no one has ever looked at the whole picture.
Or maybe you just have a nagging feeling that this portfolio works better for someone else than it does for you.
If that sounds familiar, an Unbiased Portfolio Review is designed to give you clarity, without pressure to do anything next.
One-time fee: $895
Schedule a short fit call
When people usually seek a second opinion
In my experience, this service tends to matter most in a few common situations.
1. A life change forced a financial reset
A health event, death, divorce, or simply one partner stepping away from managing the finances. Suddenly, you’re responsible, and unsure whether what’s in place actually makes sense.
2. A portfolio built over years, but never revisited
Old 401(k)s. Rollovers. Accounts from different jobs and different phases of life. Each decision may have been reasonable at the time, but no one ever stepped back to evaluate everything together.
3. Advisor unease you can’t quite put your finger on
Fees feel high. Complexity feels unnecessary. Conversations feel evasive. You’re not angry, just uneasy.
That unease is usually the signal that a review is overdue.
What an Unbiased Portfolio Review actually does
This is not a, “free portfolio review.”
It’s not a pitch.
And it’s not designed to get you to move assets.
It’s a paid, standalone diagnostic meant to answer one question honestly:
Is this portfolio serving you, or is it primarily serving the system that built it?
Specifically, I look at:
- Your entire portfolio, across all accounts
- Risk and asset allocation, relative to your real goals
- All-in costs, including fees you may not see on statements
- Complexity, and whether it serves a purpose
- Potential tax inefficiencies or redundancies
You’ll walk away with a clear explanation of what’s working, what isn’t, and what you might reasonably change if you choose to.
What you’ll receive:
A holistic review of your current investments
A plain-English discussion of risk, diversification, and costs
Identification of potential conflicts or misalignment
A written summary you can keep and reference
A prioritized list of recommendations you can implement on your own, with your current advisor, or with me, entirely up to you
Sometimes the conclusion is that your current setup is reasonable.
Sometimes it isn’t.
Either way, clarity is the win.
What this is, and what it isn’t
This is:
- A paid, conflict-free second opinion
- Designed for people who want answers without pressure
- Useful even if you never become a client
This is not:
- A sales process disguised as advice
- A requirement to move money
- A judgment of past decisions
- Ongoing portfolio management
- You’re paying for an opinion, not a relationship.
How the process works:
Step 1: Information gathering
You’ll securely share account statements and answer a brief questionnaire.
Step 2: Review meeting (about 90 minutes)
We go through everything together: what you own, why it’s there, what it costs, and how it fits.
Step 3: Written summary & next steps
You receive a clear recap and recommendations. What you do next is your decision.
Why this review is actually unbiased
Most portfolio reviews are sold as, “free,” because the real product is asset gathering.
This one isn’t.
- I’m paid a flat fee
- I don’t earn commissions
- I’m not incentivized to recommend complexity
- You don’t owe me anything after the review
That structure matters more than most people realize.
Fee and next steps
Unbiased Portfolio Review: $895 (one-time)
Includes intake, review meeting, and written summary.
If you later decide you want ongoing advisory services, that fee is credited toward your initial planning costs. If not, that’s fine too.
A final note:
You don’t need to be unhappy to justify a second opinion.
You just need to care about understanding your own financial life and about knowing whether the advice you’re receiving is truly aligned with your interests.
If you’re looking for clarity without a sales pitch, this is what I do.